In order to promote fairness and equality in the workplace many public and private employers are now offering domestic partner health insurance. This country’s 500 largest publicly-traded companies, which collectively employ nearly 25 million people, “have made significant strides in advancing equal protections and benefits for their lesbian, gay, bisexual and transgender employees.
Because of the gay rights movement as well as the increase of both unmarried heterosexual and homosexual couples living together throughout Texas along with the United States of America, the workplace trend toward domestic-partner benefits is helping the lives of many committed couples, no matter sexual orientation or marital status.
What Is Domestic Partner Health Insurance
Generally, Domestic Partner Insurance is given to unmarried couple who are living together in a committed relationship of sharing their residence and the financial responsibilities. Insurance policies are provided to couples of same or different sex who live together and gain the main benefit of reduced cost of insurance benefits.
Domestic Partner Health Insurance – How To Qualify
Should your employer or perhaps your partner’s employer offers domestic partner benefits, here are a few points to consider before you signup:
1. The partners should have an exclusive mutual commitment, just like that of a marriage couple, however the partners cannot become legally married.
2. They are each other’s sole domestic partner and intend to remain so indefinitely.
3. Neither partner is legally married
4. They should not be related by blood which prohibits legal marriage in the state where the partners legally reside.
5. Are at least eighteen (18) years and therefore legally competent to enter into a contract.
6. Living together in the same household.
7. Share joint responsibility for the partner’s common welfare and debt.
8. You should be able to provide some proof of living together, like, bills where expenses are shared commonly or some notarized statement as well as domestic partner agreements.
9. The Taxing Situation. While the IRS allows the cost of health improvements for married spouses and dependents being tax deductible, it hasn’t yet decide to give the same rights to unmarried couples.
10. Want you decide to separate or if there is any changes in your living situation you are required to inform the employer or the health insurance provider.